Need an appraisal for an FHA-backed mortgage? Call Market Value Realty & Appraisal, Inc.

The FHA maintains of approved appraisers for each state - Market Value Realty & Appraisal, Inc. is on the roster of approved appraisers for NC. We're certified and approved to do appraisal reports for FHA insured financial transactions. A portion of the regular training our staff at Market Value Realty & Appraisal, Inc. receives deals strictly with understanding the FHA's documentation and their rules and procedures.

Be sure to contact Market Value Realty & Appraisal, Inc. if you need an appraisal done for an FHA-secured loan.

If your house loan is FHA insured, that means that the loan has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending organizations with protection through mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are formed to benefit low-to-moderate income purchasers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lesser income or less starting capital to use as a down-payment on a financial transaction are helped the most from FHA loan programs.