Appraisal services for Fayetteville and Cumberland County homeowners

Check out the top seven reasons NC homeowners need Market Value Realty & Appraisal, Inc.:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To lower your monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Cumberland county or NC

Need help determining the price of your house in or near Fayetteville, NC?
Contact Market Value Realty & Appraisal, Inc..

At Market Value Realty & Appraisal, Inc., we understand the particular needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard documents we provide. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Market Value Realty & Appraisal, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Market Value Realty & Appraisal, Inc., we're qualified in helping consumers just like you do away with unwanted PMI insurance.

Challenging Cumberland county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's declining or not appreciating as much as other properties close to yours. That only means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Market Value Realty & Appraisal, Inc. is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. An efficient appraisal from Market Value Realty & Appraisal, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Market Value Realty & Appraisal, Inc. can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Market Value Realty & Appraisal, Inc. can We can assist you. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.